Munay: Privacy Policy and Terms of Service

Data Collection

Munay collects the essential information needed to provide our services—focusing on personal safety, energy forecasting, and health monitoring.

Data Protection & Security

We are committed to building a foundation of trust:

• We implement industry-leading security measures, including end-to-end encryption for all personal communications and alert data transfer.
• All sensitive data is stored in secure cloud environments with regular security audits.
• We use strong access controls to ensure that only essential personnel can access anonymized data for system maintenance.
• We have a strict policy against selling personal data to third parties.

Apple Health Integration & Wellness Data

Our health compatibility and wellness features are entirely opt-in and privacy-focused:

• Birth Date Data: Used solely to calculate the Physical, Emotional, and Intellectual Biorhythm cycles for your energy forecast.
• Health Data: Is anonymized and separated from your profile name/photo before being used to calculate Stress Scores and future Compatibility Scores.
• No specific health values are displayed to other users (even during the Dating Phase); only aggregated scores (like "High Stress Day" or "Lifestyle Fit") are used.
• You can revoke Apple Health data access at any time through the in-app Permissions Hub.
• Upon account deletion, all associated health and profile data is purged from our active systems.

Age Requirement and Eligibility

This age requirement applies to all current features (Personal Wellness and Safety Companion) and future features (Dating Platform). We reserve the right to verify age through appropriate means and to suspend or terminate accounts that do not meet this requirement.

Acceptance and Service Scope

By using Munay, you agree to these Terms. Munay currently provides a Personal Wellness and Safety Companion App. These terms will govern your use of the future Munay Dating Platform (Phase 2) when those features are released, with any necessary amendments provided beforehand.

Safety Features

Our safety tools are designed to enhance your personal security in any high-stakes situation (e.g., dating, travel, working alone):

• Silent Emergency System: The feature, triggered by the iPhone Action Button or in-app hold function, is an assistive tool for personal security.
• Personal Responsibility: Safety features supplement, but do not replace, your personal judgment, discretion, or local emergency services (e.g., 911).
• Munay is not liable for the outcomes of real-world meetings or incidents, whether related to dating or general life. Users are solely responsible for their own safety decisions and precautions.

Acceptable Use and Community Standards

Munay is built to foster responsible, genuine interactions, whether you are using the app for safety monitoring or eventual dating:

• Honest Representation: Provide accurate information in your profile (especially birth date for Biorhythms).
• Respectful Communication: No harassment, discrimination, or hate speech against any user.
• Lawful Use: Compliance with all local laws and regulations.
• Misuse of Safety: The emergency alert system must not be used for false reports or non-emergency testing.

Account Responsibilities

By using Munay, you agree to:

• Maintain the security of your login credentials.
• Immediately report any suspicious activity, technical vulnerabilities, or inappropriate content to the Munay Team.
• Ensure your Location and Notification permissions are correctly set up to guarantee the reliability of the Silent Emergency System.

Munay Trademark and Intellectual Property Rights

The Munay name, logo, design elements, and all proprietary content are owned by Munay LLC. You may not use, copy, reproduce, or distribute our trademark, logo, or proprietary materials without written permission. Unauthorized use may result in legal action and account termination.

User Content and Intellectual Property

You retain ownership of content you upload (photos, profile information, messages), but grant Munay a license to use this content to provide our services. You represent that:

• You own or have permission to use all content you upload
• Your content does not infringe on third-party rights
• You will not upload inappropriate, misleading, or copyrighted material
• Profile photos must accurately represent your current appearance

Prohibited Content and Behavior

The following are strictly prohibited on Munay:

• Fake profiles, impersonation, or misrepresentation of identity
• Spam, commercial solicitation, or promotional content
• Nudity, sexually explicit content, or inappropriate images
• Harassment, stalking, or threatening behavior
• Content promoting illegal activities, violence, or discrimination
• Attempts to circumvent safety features or app security

Termination and Account Deletion

Either you or Munay may terminate your account at any time:

• Your Rights: You may delete your account at any time through app settings. Upon deletion, your profile and personal data will be permanently removed within 30 days.
• Our Rights: We may suspend or terminate accounts that violate these terms, engage in prohibited behavior, or for safety reasons.
• Data Retention: Some data may be retained for legal compliance, safety investigations, or technical requirements as outlined in our Privacy Policy.
• Effect of Termination: Upon termination, your access to Munay services will cease, but these terms will continue to apply to prior use.

Third-Party Services

Munay integrates with third-party services to enhance functionality:

• Apple Health: Optional integration subject to Apple's terms and your device permissions
• Location Services: Used for emergency features and local functionality
• Payment Processors: Future premium features may use third-party payment systems
• We are not responsible for third-party service failures, privacy practices, or terms changes

Limitation of Liability and Disclaimers

Maximum Liability: Our total liability to you is limited to the amount paid for Munay services (currently $0 for free users). We disclaim liability for indirect, incidental, or consequential damages including personal injury, property damage, or emotional distress.

Indemnification

You agree to indemnify and hold harmless Munay LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of Munay services
• Your violation of these terms
• Your interactions with other users
• Content you upload or share
• Any misuse of safety or emergency features

Governing Law and Dispute Resolution

These terms are governed by the laws of the State of Colorado, United States, without regard to conflict of law principles. Any disputes will be resolved through binding arbitration in Colorado, except for claims involving intellectual property or injunctive relief.

• Arbitration: Disputes must be resolved individually through arbitration, not class action lawsuits
• Jurisdiction: Colorado state and federal courts have exclusive jurisdiction for non-arbitrable matters
• Time Limit: Claims must be brought within one year of when they arise

Changes to Terms

We may update these terms as Munay evolves, particularly when launching new features like the Dating Platform. We will:

• Notify you of material changes via email and in-app notifications
• Provide 30 days notice before changes take effect
• Allow you to review changes before they become binding
• Give you the option to delete your account if you disagree with new terms

Continued use of Munay after changes take effect constitutes acceptance of the updated terms.

European Union - GDPR Compliance

California - CCPA Compliance

California residents have specific rights under the California Consumer Privacy Act (CCPA):

• Right to Know: What personal information we collect and how it's used
• Right to Delete: Request deletion of your personal information
• Right to Opt-Out: Opt-out of the sale of personal information (We do not sell personal data)
• Right to Non-Discrimination: Equal treatment regardless of privacy choices

To exercise CCPA rights, contact us at info@munay.life with "CCPA Request" in the subject line.

Other International Jurisdictions

We respect privacy rights in all jurisdictions where Munay operates:

• Canada (PIPEDA): Privacy rights and data breach notification requirements
• Australia (Privacy Act): Australian Privacy Principles compliance
• Brazil (LGPD): Data protection rights similar to GDPR
• Other Countries: Local privacy laws are respected where applicable

Data Retention Periods

International Age Requirements

Age requirements may vary by jurisdiction:

• Global Minimum: 18 years (as specified in Terms of Service)
• EU/UK: 18 years (above GDPR consent age of 16)
• Higher Local Requirements: We comply with stricter local age requirements where applicable

Cross-Border Data Processing

Munay operates globally with servers primarily in the United States. When you use our services from outside the US:

• Your data may be transferred to and processed in the United States
• We implement appropriate safeguards for international transfers
• Standard Contractual Clauses (SCCs) protect EU data transfers
• We comply with applicable data localization requirements